Stamp Duty
Mortgage Calculator
Buying a property? Stamp duty can be confusing, but knowing the cost upfront makes planning much easier. At GoMortgage, we help buyers understand exactly what they’ll need to pay before they commit.
Use our stamp duty calculator to quickly see how much stamp duty you’ll owe based on your property price and circumstances — clear, simple, and designed to give you confidence before your next move.
Total Stamp Duty
£0
Based on a property price of £0 as a first-time buyer.
The purchase price of your property before stamp duty and other costs are applied.
The combined cost of the property price plus stamp duty tax you'll need to pay.
See how stamp duty is calculated across different property price bands.
How it works
Three simple steps to secure your mortgage – backed by expert advice and a smart, supportive process from start to finish.
Tell Us a Little Bit About You
A quick, painless 60-second form captures your current situation.
We Find the Perfect Match
Partnering with over 100 leading lenders, including exclusive specialist options
Your Personal Mortgage Team
You’ll be assigned a dedicated team of experts who handle every step.
Got Questions?
Our FAQs are here to give you clear, straightforward guidance so you can understand your options with confidence. Whether you’re checking what you can afford, exploring repayments, or comparing mortgage deals, you’ll find the essentials covered here.
What is stamp duty and when do I have to pay it?
Stamp duty (Stamp Duty Land Tax) is a tax paid when buying a property in England or Northern Ireland above a certain price threshold. It’s usually due within 14 days of completion. A stamp duty calculator helps you estimate this cost in advance so there are no surprises.
How does a stamp duty calculator work?
A stamp duty calculator uses the property price, buyer type (such as first-time buyer or investor), and current tax bands to calculate how much stamp duty you’ll owe. It gives you a quick, accurate estimate based on the latest rules.
Do first-time buyers pay stamp duty?
First-time buyers may qualify for stamp duty relief, meaning they pay less or nothing at all up to a certain property value. Using a stamp duty calculator is the easiest way to see whether you qualify and how much you could save.
Is stamp duty higher for buy-to-let or second homes?
Yes, buy-to-let properties and second homes usually attract a higher rate of stamp duty, including an additional surcharge. A stamp duty calculator will automatically factor this in and show the correct total.
Does the stamp duty calculator include recent rule changes?
A reliable stamp duty calculator is kept up to date with the latest government changes and thresholds. This ensures your estimate reflects current regulations at the time you’re planning your purchase.
