Critical illness insurance is a type of insurance policy that provides a lump sum payment to the policyholder in the event they are diagnosed with a specified critical illness or medical condition.
This insurance is designed to offer financial support when individuals are dealing with severe health issues, helping them cover medical expenses, replace lost income, or make necessary lifestyle adjustments.
An individual purchases a critical illness insurance policy, paying regular premiums to the insurance company.
The policy outlines a list of specific critical illnesses or medical conditions that are covered. Common conditions may include cancer, heart attacks, stroke, organ transplant, and other severe illnesses.
If the policyholder is diagnosed with one of the covered critical illnesses during the policy's term, they become eligible to make a claim.
Upon diagnosis, the insurance company provides a tax-free lump sum payment to the policyholder. The policyholder can use this payment as they see fit, whether for medical treatment, paying off debts, or maintaining their lifestyle.
Critical illness insurance provides financial protection during a difficult time, allowing individuals to focus on their recovery and well-being.
It can help cover expenses not met by the National Health Service (NHS) and can provide peace of mind to policyholders and their families.
The terms and conditions of critical illness policies can vary, so it’s crucial to carefully review the policy and understand which illnesses are covered and the extent of the coverage.
Ogbonge AfricanMama2023-10-11I reached out to Chris on facebook after i stumbled on one of his reels, i wasn't expecting anything positive from Facebook as i had been previously turned down by two major Mortgage Advisers. Natalie and Shirley took up my case and in a short while got me a high street lender despite the price of the property been raised by 20%. They carried me along all through the process and i was never left in the dark. I am a single parent , first time buyer and first time landlord. They also helped me get the right Legal Advisers and Insurance. I highly recommend their services. Thank you Natalie and Shirley. BR Gina
Chris Days2023-10-03Amazing service
Graham Nicholls2023-09-18Rhiannon supported us throughout the mortgage application process. Very friendly, supportive, and knowledgeable. Highly recommended.
Calum Hayward2023-09-07Absolutely brilliant service! I cannot fault Chris, Natalie and Shirley. They got us our dream home and supported us through the entire journey! Thank you!
Meg Talbot2023-08-11We always thought buying our first house would be stressful, when we found this company through a few Facebook videos we thought we would enquire. Rhiannon got in touch with us and she talked us through the whole process and sorted so much for us! I would not recommend anyone else she has been amazing and we can’t thank her enough.
benjamin lee2023-07-25After seeing Chris days facebook reels I got in touch with gomortgage and was contacted by Laura who took some details of what I was wanting .Laura provided an outstanding service and nothing was to much even down to final details she explained everything and chased up the lender looking forward to doing buisness again in the near future. 5 star service would not hesitate to pass details on to any family friends etc
Meritxell Humbert2023-06-30Very professional service, from the early beginning until the purchase is completed. Valuable and frequent updates to keep me up to date on the purchase process. Would recommend 100%
Russ Bury2023-06-02Chris and Shirley made getting my first mortgage so easy and quick. A very professional, friendly and personal approach. I would recommend them and Go Mortgage to anybody. Easily 5 star service. Thank you. Russ
Anita Winters2023-05-31Chris and Shirley have been so good in helping us secure a mortgage and guide us through to completion. Always ready to answer any questions we had and very responsive in correspondence. Would highly recommend.
Numan Ashequl2023-05-17We have been very stressed about our housing situation. We came across Laura Thompson. She went above and beyond to support our requirements providing an informative but tailored service for me and my family. We were able to contact her almost any time and she was delightful to talk to. We really appreciate all she has done. Really a great service from Laura outstanding professionalism. Thank you so much to go mortgage and to LauraThompson!!
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