Guiding first-time buyers toward homeownership. Your dream home, your first step
A first-time buyer mortgage is a type of home loan specifically designed for individuals who are purchasing their first home. These mortgages are tailored to help people who have never owned a property before get on the property ladder. First-time buyer mortgages typically offer more favorable terms and conditions compared to other types of mortgages. They may include features such as lower interest rates, lower deposit requirements, and special government schemes or incentives to assist first-time buyers in getting their foot on the property ladder.
These mortgages aim to make homeownership more accessible and affordable for those who are new to the property market.
The eligibility criteria for first-time buyer mortgages usually require that the applicant has never owned or co-owned a residential property before. These mortgages are popular among individuals or couples who are ready to take their first step towards homeownership and may include options like Help to Buy schemes or shared ownership programs to further facilitate the purchase of their first home.
Here’s a handy tool designed to help you estimate your monthly mortgage repayments based on the mortgage amount you need and the chosen loan term.
The APR rate used in this calculator is a fixed 6%. Actual rates may differ.
Please keep in mind that the figures provided by this calculator are estimates and are for informational purposes only. Actual mortgage terms and rates may vary depending on your specific financial situation and the lender’s policies.
Ogbonge AfricanMama2023-10-11I reached out to Chris on facebook after i stumbled on one of his reels, i wasn't expecting anything positive from Facebook as i had been previously turned down by two major Mortgage Advisers. Natalie and Shirley took up my case and in a short while got me a high street lender despite the price of the property been raised by 20%. They carried me along all through the process and i was never left in the dark. I am a single parent , first time buyer and first time landlord. They also helped me get the right Legal Advisers and Insurance. I highly recommend their services. Thank you Natalie and Shirley. BR Gina
Chris Days2023-10-03Amazing service
Graham Nicholls2023-09-18Rhiannon supported us throughout the mortgage application process. Very friendly, supportive, and knowledgeable. Highly recommended.
Calum Hayward2023-09-07Absolutely brilliant service! I cannot fault Chris, Natalie and Shirley. They got us our dream home and supported us through the entire journey! Thank you!
Meg Talbot2023-08-11We always thought buying our first house would be stressful, when we found this company through a few Facebook videos we thought we would enquire. Rhiannon got in touch with us and she talked us through the whole process and sorted so much for us! I would not recommend anyone else she has been amazing and we can’t thank her enough.
benjamin lee2023-07-25After seeing Chris days facebook reels I got in touch with gomortgage and was contacted by Laura who took some details of what I was wanting .Laura provided an outstanding service and nothing was to much even down to final details she explained everything and chased up the lender looking forward to doing buisness again in the near future. 5 star service would not hesitate to pass details on to any family friends etc
Meritxell Humbert2023-06-30Very professional service, from the early beginning until the purchase is completed. Valuable and frequent updates to keep me up to date on the purchase process. Would recommend 100%
Russ Bury2023-06-02Chris and Shirley made getting my first mortgage so easy and quick. A very professional, friendly and personal approach. I would recommend them and Go Mortgage to anybody. Easily 5 star service. Thank you. Russ
Anita Winters2023-05-31Chris and Shirley have been so good in helping us secure a mortgage and guide us through to completion. Always ready to answer any questions we had and very responsive in correspondence. Would highly recommend.
Numan Ashequl2023-05-17We have been very stressed about our housing situation. We came across Laura Thompson. She went above and beyond to support our requirements providing an informative but tailored service for me and my family. We were able to contact her almost any time and she was delightful to talk to. We really appreciate all she has done. Really a great service from Laura outstanding professionalism. Thank you so much to go mortgage and to LauraThompson!!
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Your home may be repossessed if you do not keep up repayments on your mortgage.
