Income Protection Insurance

Safeguarding your financial stability during unexpected life events.

What is Income Protection Insurance​?

Income protection insurance is a type of insurance policy that provides financial security to individuals in the event they are unable to work due to illness, injury, or disability.

It is designed to replace a portion of the insured person’s income, ensuring they have a steady stream of money to cover their living expenses when they are unable to earn a salary.

income protection insurance main image

Here's how Income Protection Insurance works...

Policyholder

An individual purchases an income protection insurance policy and pays regular premiums to the insurance company.

Illness or Disability

If the policyholder becomes ill or disabled and is unable to work, they can make a claim on the policy. The specific conditions under which a claim can be made are outlined in the policy.

Income Replacement

Upon a successful claim, the insurance company provides the policyholder with a monthly income replacement benefit. This benefit is typically a percentage of the individual's regular income, designed to help cover living expenses.

Benefit Period

Income protection policies specify a benefit period during which the insured individual will receive payouts. This period can vary but usually lasts until the policyholder is able to return to work or reaches retirement age.

Shaking Hands

Protecting your income when the unexpected happens

Income protection insurance is particularly valuable for individuals who rely on their income to support themselves and their families.

It offers financial security during periods of incapacity when they are unable to earn a salary.

The terms and conditions of income protection policies can vary, so it’s essential to review the policy carefully to understand the extent of coverage and any waiting periods before benefits are paid.

Why our customers recommend GoMortgage

Take a look at our Google reviews

Ogbonge AfricanMama
Ogbonge AfricanMama
2023-10-11
I reached out to Chris on facebook after i stumbled on one of his reels, i wasn't expecting anything positive from Facebook as i had been previously turned down by two major Mortgage Advisers. Natalie and Shirley took up my case and in a short while got me a high street lender despite the price of the property been raised by 20%. They carried me along all through the process and i was never left in the dark. I am a single parent , first time buyer and first time landlord. They also helped me get the right Legal Advisers and Insurance. I highly recommend their services. Thank you Natalie and Shirley. BR Gina
Chris Days
Chris Days
2023-10-03
Amazing service
Graham Nicholls
Graham Nicholls
2023-09-18
Rhiannon supported us throughout the mortgage application process. Very friendly, supportive, and knowledgeable. Highly recommended.
Calum Hayward
Calum Hayward
2023-09-07
Absolutely brilliant service! I cannot fault Chris, Natalie and Shirley. They got us our dream home and supported us through the entire journey! Thank you!
Meg Talbot
Meg Talbot
2023-08-11
We always thought buying our first house would be stressful, when we found this company through a few Facebook videos we thought we would enquire. Rhiannon got in touch with us and she talked us through the whole process and sorted so much for us! I would not recommend anyone else she has been amazing and we can’t thank her enough.
benjamin lee
benjamin lee
2023-07-25
After seeing Chris days facebook reels I got in touch with gomortgage and was contacted by Laura who took some details of what I was wanting .Laura provided an outstanding service and nothing was to much even down to final details she explained everything and chased up the lender looking forward to doing buisness again in the near future. 5 star service would not hesitate to pass details on to any family friends etc
Meritxell Humbert
Meritxell Humbert
2023-06-30
Very professional service, from the early beginning until the purchase is completed. Valuable and frequent updates to keep me up to date on the purchase process. Would recommend 100%
Russ Bury
Russ Bury
2023-06-02
Chris and Shirley made getting my first mortgage so easy and quick. A very professional, friendly and personal approach. I would recommend them and Go Mortgage to anybody. Easily 5 star service. Thank you. Russ
Anita Winters
Anita Winters
2023-05-31
Chris and Shirley have been so good in helping us secure a mortgage and guide us through to completion. Always ready to answer any questions we had and very responsive in correspondence. Would highly recommend.
Numan Ashequl
Numan Ashequl
2023-05-17
We have been very stressed about our housing situation. We came across Laura Thompson. She went above and beyond to support our requirements providing an informative but tailored service for me and my family. We were able to contact her almost any time and she was delightful to talk to. We really appreciate all she has done. Really a great service from Laura outstanding professionalism. Thank you so much to go mortgage and to LauraThompson!!