Self-Employed Mortgages
At GoMortgage, we simplify self-employed mortgages and help you understand exactly what lenders look for, so you can secure the right deal with confidence.
WHY GOMORTGAGE?
Self-Employed
Mortgage Specialists
Getting a mortgage when you’re self-employed can feel confusing – but it doesn’t need to be. Our guides break everything down in a clear, honest way, helping you understand how lenders assess income, accounts, contracts and affordability. Whether you’re a sole trader, contractor, or limited company director, these guides show exactly where you stand and what steps you can take to move forward confidently.
We Are Partnered With
OUR GUIDES
Self-Employed Mortgage Guides
Understanding how self-employed mortgages work is the first step to securing the right deal. These guides explain the criteria lenders use, what they look for in different business structures, and how to prepare your accounts, income evidence and documentation.
- 5 Mins
Contract Worker Mortgages
Mortgage For A Bad Credit First-Time buyer
Understand how lenders evaluate contractor income, review contract history and stability, and the practical steps you can take to improve your chances of mortgage approval.
- 5 Mins
Contractor Worker Mortgages
Understand how lenders evaluate contractor income, contract history and stability, and how to improve your chances of approval.
- 5 Mins
Agency Worker Mortgages
Learn how agency worker mortgages work, what lenders assess, and how to strengthen your chances of approval.
- 5 Mins
Mortgage Using Retained Profits
Learn how lenders assess retained profits, what counts as income, and how to improve your mortgage chances.
- 5 Mins
Self-Employed Mortgages - 1 Yrs Accounts
Learn how lenders assess applications with only one year’s accounts and what strengthens your approval chances.
- 5 Mins
Self-Employed Mortgages - 2 Yrs Accounts
Learn how lenders assess two years’ accounts, what income they consider, and how to strengthen your application.
- 5 Mins
Understanding Sole Trader Mortgages
Learn how sole trader mortgages work, what income lenders assess, and how to strengthen your application.
Who We Help
Who Is GoMortgage For?
At GoMortgage, we support the ones who don’t fit the mould. The individuals with unique stories, the self-employed, the overlooked. When others say no, we take a closer look. Working with experienced brokers and specialist lenders, we focus on the person behind the paperwork — not just the numbers.
Considering a remortgage? Whatever your circumstances, we're here to help.
Expert Insights
Explore Our Expert Mortgage Guides
Straight-talking advice, simple explanations and practical steps – built to help you move forward with confidence
Browse our latest articles for clear, practical advice on mortgages, affordability, credit scores and the buying process — written to help you take the next step with confidence.
Expert Mortgage Advice
At GoMortgage, delivering an exceptional customer experience is our top priority. If you’ve had a positive experience with us, why not introduce a friend to the world of GoMortgage®? When your referred friend’s mortgage is successfully completed, you’ll be rewarded with either a £50 Love2Shop or Amazon voucher as a token of our appreciation.
