Bad Credit Mortgages
At GoMortgage, we make the process simple, transparent, and seamless. Whether you’re a first-time buyer, moving home, or remortgaging, we’ll help you secure the right mortgage deal through a smooth process.
WHY GOMORTGAGE?
The No.1 Bad Credit
Mortgage Brokers
Finding a mortgage with bad credit can feel confusing – but it doesn’t need to be. This page brings together all of our expert guides, breaking the process down in a way that’s simple, honest and easy to follow. Whether you’re dealing with missed payments, CCJs, defaults or just a low credit score, these guides will help you understand where you stand and what steps you can take right now.
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OUR GUIDES
Bad Credit Mortgage Guides
Understanding your options after credit issues is the first step to getting back on track. Our guides break everything down into simple, practical steps – from how lenders assess bad credit to what you can start improving today. Check out our guides below to move forward with confidence.
- 5 Mins
Mortgage For A Bad Credit First-Time buyer
Mortgage For A Bad Credit First-Time buyer
Learn how first-time buyers with bad credit are assessed, what lenders actually look for beyond your score, and the practical steps you can take to improve your chances of securing a mortgage.
- 5 Mins
Bad Credit Mortgage Lenders
Learn how specialist lenders assess bad credit, what they consider, and how they may still offer mortgage options.
- 5 Mins
Mortgage After Reposession
Learn how lenders assess applications after repossession, what criteria matter most, and the steps to rebuild your mortgage chances.
- 5 Mins
Mortgage Declined Due To Late Payments
Learn why late payments lead to mortgage declines, how lenders assess them, and what steps can help rebuild eligibility.
- 5 Mins
Mortgage With No Credit History
Learn how lenders assess applications with no credit history, what challenges it creates, and how to strengthen your chances.
- 5 Mins
Mortgage With A Debt Management Plan
Learn how lenders view debt management plans, what criteria matter most, and how to improve your chances of mortgage approval.
- 5 Mins
Mortgage For A Bad Credit First-Time buyer
Learn how first-time buyers with bad credit are assessed, what lenders look for, and the steps to improve mortgage chances.
- 5 Mins
Mortgage With A CCJ
Learn how lenders assess mortgage applications with a CCJ, what criteria matter most, and steps to improve your chances.
- 5 Mins
Mortgage After Payday Loans
Learn how payday loans affect mortgage approval, what lenders look for, and the steps you can take to improve eligibility.
- 5 Mins
Remortgage After Bad Credit
Learn how remortgaging works after bad credit, what lenders assess, and the steps that can help improve your chances.
Who We Help
Who Is GoMortgage For?
At GoMortgage, we support the ones who don’t fit the mould. The individuals with unique stories, the self-employed, the overlooked. When others say no, we take a closer look. Working with experienced brokers and specialist lenders, we focus on the person behind the paperwork — not just the numbers.
- Bad Credit Mortgages
Got bad credit? We see people, not problems.
- Find Out How
- Self-Employed Mortgages
Self-employed? We see income, not instability.
- Find Out How
- Specialist Mortgages
Special case? We see solutions, not obstacles.
- Find Out How
Considering a remortgage? Whatever your circumstances, we're here to help.
Expert Insights
Explore Our Expert Mortgage Guides
Straight-talking advice, simple explanations and practical steps – built to help you move forward with confidence
Browse our latest articles for clear, practical advice on mortgages, affordability, credit scores and the buying process — written to help you take the next step with confidence.
Expert Mortgage Advice
At GoMortgage, delivering an exceptional customer experience is our top priority. If you’ve had a positive experience with us, why not introduce a friend to the world of GoMortgage®? When your referred friend’s mortgage is successfully completed, you’ll be rewarded with either a £50 Love2Shop or Amazon voucher as a token of our appreciation.
