GUIDES
Bad Credit
Mortgage Preston
Expert Advice on Mortgages & More, working across Preston and wider areas of the UK.
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Bad Credit Mortgage Preston
How Do Bad Credit Mortgages Work?
Access Your Credit Report
Knowing exactly what lenders see is the first step. Checkmyfile lets you view your full credit picture across all three UK agencies in one place, helping you spot issues, track progress, and avoid surprises before you apply.
Why Choose GoMortgage?
Navigating the mortgage market with a bad credit history can be challenging, but with GoMortgage, you have a dedicated partner who understands your unique needs. Here are six compelling reasons to choose GoMortgage for your bad credit mortgage advice in Preston:
Specialised Expertise: Our team of experienced advisors specialises in bad credit mortgages. We have a deep understanding of the challenges you face and the knowledge to guide you through the process. We use our expertise to find the best mortgage solutions tailored to your specific financial situation.
Personalised Service: At GoMortgage, we believe in providing a personalised service that addresses your unique circumstances. We take the time to understand your financial history and current situation, crafting a mortgage plan that fits your needs and helps you achieve your homeownership goals.
Access to Specialised Lenders: We have established relationships with a range of lenders who are willing to work with borrowers who have bad credit. These specialised lenders offer more flexible criteria, increasing your chances of approval and securing favourable terms.
Transparent and Honest Approach: Transparency and honesty are at the core of our service. We provide clear information about the terms and conditions of bad credit mortgages, including any higher interest rates or fees, ensuring you are fully informed and can make confident decisions.
Comprehensive Support: From the initial consultation to the final approval, GoMortgage offers comprehensive support throughout the mortgage process. We handle all the paperwork, negotiations, and communication with lenders, making the process as smooth and stress-free as possible.
Commitment to Customer Satisfaction: Our numerous 5-star reviews reflect our dedication to customer satisfaction. We strive to exceed your expectations by providing exceptional service, expert advice, and continuous support, ensuring you feel valued and supported every step of the way.
Choosing GoMortgage for your bad credit mortgage needs in Preston means partnering with a team that is committed to helping you succeed. We understand the difficulties that come with securing a mortgage with bad credit, and we are here to make the process easier and more accessible. Contact us today to start your journey toward homeownership with confidence.
Enquire About Bad Credit Mortgage Advice In Preston
If you would like to know more about bad credit mortgages in Preston or for information about our other services, contact us today. Our professional team are happy to answer any questions you may have and provide you with the best solution for your needs. Simply fill in our contact form, call us on 01253 935050 or email a member of our team: admin@gomortage.co.uk.
Speak With A Mortgage Advisor In Preston & Surrounding Areas
Contact our friendly mortgage advice team in Preston. Sound mortgage advice from the experts at GoMortgage.
Author: Chris Days - Gomortgage
- 5 Mins
- Updated: Nov 17th 2025
Frequently Asked Questions
How can I increase my chances of getting approved for a bad credit mortgage?
To boost your chances, focus on saving a larger deposit, maintaining accurate financial records, and improving your credit score by paying bills on time and reducing debt. Demonstrating stable employment and consistent income also helps. Consulting with a specialised mortgage advisor can provide further guidance.
How much deposit is required for a bad credit mortgage?
Typically, a larger deposit is needed for a bad credit mortgage compared to standard loans. While standard mortgages might require a 5-10% deposit, bad credit mortgages often require 15-30%. The exact amount depends on the lender and your circumstances.
What exactly is a bad credit mortgage?
A bad credit mortgage, also known as an adverse credit mortgage, is a loan specifically designed for individuals with poor credit histories. These mortgages help those with past financial difficulties, such as missed payments, defaults, or bankruptcies, secure a home loan.
Can I still get a mortgage after bankruptcy?
Yes, you can get a bad credit mortgage even after bankruptcy. While it may be more challenging, certain lenders specialise in working with clients who have experienced bankruptcy. Your chances improve with a stable income, a larger deposit, and efforts to rebuild your credit.
Will I face higher interest rates with a bad credit mortgage?
Yes, bad credit mortgages usually have higher interest rates due to the increased risk for lenders. However, by improving your credit score over time, you may be able to remortgage at a more favourable rate in the future.
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Speak With A Mortgage Advisor In Preston & Surrounding Areas
Contact our friendly mortgage advice team in Preston. Sound mortgage advice from the experts at GoMortgage.
